Wells Fargo Bank

Credit Analyst

Wells Fargo Bank
Full Time
Central
Non-specified
Junior (less than 3 years)
Bachelor
English, Japanese

Job Description

Credit Analyst

  • Credit Analyst experience preferably with US or large foreign bank in Tokyo or Hong Kong
  • Strong corporate underwriting/structuring experience preferably with large corporate/multi-national corporations with capital markets knowledge. This should include proven and detailed analysis in cross-border transactions.
  • Strong corporate finance and accounting skills with familiarity with international financial reporting standards (IFRS).
  • Support senior bankers in their credit origination including term sheet preparation and deal structuring on new client opportunities and underwriting large and complex clients.
  • Work closely with the portfolio managers in supporting senior bankers by providing underwriting for credit opportunities (i.e., corporate lending, trade finance, derivative hedging, transactional banking, etc.) with publically listed Asian Corporates and Asian subsidiaries of US multi-nationals.
  • Ensure a high quality portfolio by proactively managing the credit responsibilities for a portfolio of existing customers including the delivery of periodic earnings reports and industry news, preparation of annual reviews, interim credit actions, waiver requests, covenant monitoring, etc.
  • Analyze historical financial statements and develop projections and rationale
  • Prepare in-depth industry reports.  This should include specific analysis related to our customer’s competitive position in its respective market and comparative analysis with its competitors.
  • Assist with the prospecting initiatives in our key strategic markets in Asia including country analysis, public market characteristics, major industries, and identifying key strategic prospects that are consistent with Wells Fargo’s Foreign Corporate strategy.
  • Excellent time management and communication skills with ability to coordinate with internal partners across multiple time zones during non-traditional working hours.
  • Strong research and industry analysis skills. Capable of disseminating important information on an ongoing basis and providing relevant analysis to facilitate effective risk identification and risk mitigation.
  • Bachelor’s degree in business administration, finance, or accounting.
  • Excellent organizational, interpersonal, verbal and written communication skills. Fluent in English. Fluency is another language, such as Japanese, is a plus.
  • Strong team player, high level integrity, self-motivated with a strong work ethic
Expected travel 15%+.

Requirements


 

Technical Skills

  • Accountancy
  • Capital Markets
  • Deal Structuring
  • Financial Reporting
  • Financial Statements
  • IFRS
  • Trade Finance
  • Underwriting