Wholesale Credit Risk Analytics Manager

Intermediate (3-6 years)

Technical Skills

  • Credit Risk
  • Microsoft Access
  • Microsoft Excel
  • Project Management
  • Risk Analysis
  • Risk Management
  • SAS (Statistical Software)
  • SQL
  • Statistics

Job Description

Wholesale Credit Risk Analytics Manager

Wholesale Credit Risk Analytics Manager

Risk and Compliance - Wholesale Credit Risk Analytics

Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.

Wholesale Credit Risk - covering the approvals, policies, portfolio management and recovery of the Bank's Wholesale Credit Risk exposures; and working closely with Hang Seng Bank (China) Ltd Wholesale Credit Risk to ensure functional consistency in China.

We are currently seeking a high caliber professional to join our department as Wholesale Credit Risk Analytics Manager.

Principal responsibilities:
  • Validate, monitor, and enhance credit risk rating models and risk analytics methodologies for wholesale credit portfolios to ensure compliance with regulatory requirements and internal standards
  • Compile credit risk data analysis and information report for meeting internal risk management and/or external regulatory monitoring purposes
  • Conduct stress test program on risk weighted asset and expected loss for wholesale credit portfolios in line with group and regulatory requirements
  • Work closely with regional teams to coordinate projects relating to regional credit risk models and risk rating systems including defining user requirements, data verification, user acceptance testing and data improvement programs
  • University degree in Risk Management, Finance, Accounting, Statistics or a related discipline; preferably with professional qualification such as CPA, CFA and FRM
  • 5 years' or above experience in corporate credit risk management, experience on loan loss forecasting or credit risk rating modeling for wholesale credit portfolios is preferred.
  • Strong analytical skill and proficient in data analysis using statistical or programming tools such as SAS, Access / Excel and SQL
  • Excellent communication, project management and interpersonal skills
  • Self-motivated, with the ability to meet tight deadlines and make decisions independently
  • High proficiency in both English and Chinese
  • Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes
e-mail: [email redacted, apply via Jobable]
Employment TypeFull-time
Career LevelIntermediate (3-6 years)
Education LevelBachelor
QualificationCertified Financial Risk Manager (FRM), Certified Public Accountant (HKICPA), CFA Level III / CFA Charterholder
LanguageEnglish, Cantonese
Hang Seng BankFinancial Services, Retail and Commercial Banking

83 Des Voeux Road Central

directions_walk10 mins walk from Central Station