Hang Seng Bank

Secured Lending, Credit Support Officer

Hang Seng Bank
Full Time
Junior (less than 3 years)
Bachelor
English

Job Description

Secured Lending, Credit Support Officer


Secured Lending, Credit Support Officer

Risk and Compliance - Retail Banking and Wealth Management Risk

Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.

Retail Credit Services - supporting businesses to achieve the optimal profits within the Bank's risk appetite by approving secured lending applications and reviewing retail credit portfolio according to internal and external policies and guidelines, procedures, systems and predictive models, and make decisions independently and effectively.

We are currently seeking a high caliber professional to join our department as Secured Lending, Credit Support Officer.

Principal responsibilities:
  • Handle the day-to-day operations in retail credit risk management
  • Develop and compile regular statistics and performance reports
  • Perform operational support and assist in credit assessment
  • Perform checking of approved secured lending products so as to comply with internal and external regulatory requirements
Requirements:
  • Bachelor degree with major in related disciplines OR other relevant qualifications
  • Minimum of one year's banking experience is preferred with good understanding of bank products and services, experience in credit risk management is an advantage
  • Basic PC skills in Microsoft Office and Email application
  • Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes
e-mail: [email redacted, apply via Jobable]
&nbsp

Technical Skills

  • Credit Analysis
  • Credit Risk
  • Customer Service
  • Risk Management
  • Statistics