Hang Seng Bank

Assistant Lending Manager

Hang Seng Bank
Full Time
Intermediate (3-6 years)
Bachelor
English, Cantonese

Job Description

Assistant Lending Manager


Assistant Lending Manager

Risk and Compliance - Retail Credit Risk Management

Hang Seng's Risk and Compliance ("RKM") strives to maintain a well-balanced risk profile for the Bank while enabling businesses to thrive. Our team actively manages a varied and dynamic range of risk types. We are dedicated to collaborate with businesses, other functional units and regulatory bodies to develop and implement robust and customized risk management frameworks and measures to maintain the strong market position of the Bank.

Retail Credit Risk supports businesses to achieve the optimal profits within the Bank's risk appetite by reviewing and monitoring the retail credit portfolio through policies, procedures, systems and predictive models, and managing problem loans effectively.

We are currently seeking high caliber professionals to join our department as Assistant Lending Manager .

Principal responsibilities:
  • Assess, approve and review loan applications in accordance with the Bank's retail lending policies and collaborate with business units to facilitate and monitor the closing of mortgage deals
  • Develop and maintain a close relationship with counterparts
  • Keep abreast of the market changes to ensure the competitiveness of our products / services
  • Assist in the review of lending policies and guidelines as well as participate in product development, service enhancement and other ad hoc projects
Requirements:
  • University degree in a related discipline OR other relevant qualifications
  • Minimum 4 years' banking experience, with at least 1 year in lending and credit analysis
  • Knowledge of Hong Kong property market with understanding of HASE mortgage operations an advantage
  • Strong business sense with good communication, interpersonal and analytical skills
  • Proficiency in both English and Chinese
  • Great sense of ownership and servicing mindset to ensure efficient and effective customer service processes
(Candidates with less experience will be considered for the position of Lending Officer.)
e-mail: [email redacted, apply via Jobable]
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Technical Skills

  • Client Relationship Management
  • Credit Analysis
  • Credit Risk
  • Customer Service
  • Product Development
  • Risk Management