Senior Associate/ Associate, Collection Analyst, Risk Management Group

Full-time

Posted 

Technical Skills

  • Credit Risk
  • Data Mining
  • Database Design
  • SAS (Statistical Software)
  • Statistics

Job Description

Senior Associate/ Associate, Collection Analyst, Risk Management Group

Location: Hong Kong

DBS. Living, Breathing Asia.

DBS is a leading financial services group in Asia, with over 280 branches across 18 markets. Headquartered and listed in Singapore, DBS has a growing presence in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's capital position, as well as "AA-" and "Aa1" credit ratings, is among the highest in Asia-Pacific. DBS has been recognised for its leadership in the region, having been named “Asia’s Best Bank” by The Banker, a member of the Financial Times group, and “Best Bank in Asia-Pacific” by Global Finance. The bank has also been named “Safest Bank in Asia” by Global Finance for nine consecutive years from 2009 to 2017.


Responsibilities

  • Analyze collection MIS including market information and trend analysis for strategy review
  • Perform segmentation analysis and data driven analyses by using SAS to formulate portfolio risk strategies
  • Review the existing collection strategies via champion & challenger strategy testing to optimize collection effectiveness
  • Provide MIS support, track and analyze portfolio performances to track the efficiency and effectiveness of collections strategies adopted
  • Analyze different delinquency portfolios on net flow, payment pattern as well as vintage to identify early warning triggers to mitigate risks
  • Conduct other ad hoc reporting and analysis as required from time to time
  • Review collection workflows and procedures to ensure adequate risk controls are in place
  • Participate and support in system and process enhancement initiatives to ensure successful implementation
  • Provide the necessary UAT support required for any system migrations or enhancements which will impact the reporting or MIS functions

 Requirements

  • Bachelor Degree or above major in Statistics / Finance / Business Administration
  • Relevant experience in Consumer Banking or Credit Risk Management
  • Knowledge in statistics and proficiency in SAS and other data analytical tools / software
  • Technical expertise in data models, database design development, data mining and segmentation techniques
  • Strong analytical skills with the ability to collect, organize, analyze, and disseminate information with attention to detail and accuracy 
  • Customer centric and possess good communication and presentation skills 
  • Good command of spoken and written English and Chinese


 

Apply Now

We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We regret only shortlisted candidates will be notified.

Employment TypeFull-time
Education LevelNon-specified
LanguageEnglish, Cantonese