HK - GF - Legal Counsel

Full Time
Senior (6-10 years)
English, Cantonese

Job Description

HK - GF - Legal Counsel

Location: APAC-HKG-Hong Kong-Hong Kong

  • This position will be responsible to provide legal support to Citi’s Global Consumer Banking (GCB) business in Hong Kong
  • Advise on Consumer Banking legal matters with respect to product offerings from the retail bank, credit cards, wealth management and other consumer business areas
  • Advise on regulatory enquiries and investigations and manage consumer litigation
  • Provide legal support and guidance to the Hong Kong consumer business team, including senior business managers and control functions, to help effectively manage legal, regulatory, financial and franchise risks

Key Responsibilities:

  • Draft and review contracts and agreements with external and internal parties related to retail banking, credit cards, wealth management and other consumer business activities
  • Identifies potential business and legal risk factors and recommends alternatives
  • Review and provide advice on product offerings, including product programs, terms and conditions, marketing materials and other relevant customer-facing documentation
  • Ensure business initiatives are within permissible legal, statutory and regulatory frameworks
  • Advise on regulatory inquiries and investigations
  • Oversee and manage litigation
  • Supervise outside counsel, including to ensure cost-effectiveness and appropriate allocation of resources
  • Provide legal support and advice to the Business, Compliance, Risk and other control functions on regulatory issues, new product development, sales practices, operational issues and other related matters
  • Be an integral part of the Hong Kong Country Legal team, working closely with local, regional and global legal counsel on global, cross-regional and country initiatives, projects and corporate governance matters


  • Professionally qualified lawyer with at least 6 years post qualification experience as in-house counsel at financial institutions or major law firms
  • Experience in retail banking, investment products, consumer regulatory issues and/or interacting with bank regulators will be an advantage
  • The person in this role must be a team player
  • Have the ability to lead and guide internal clients and business partners to resolve issues in a business savvy manner
  • Demonstrate sound judgment and discretion
  • Have excellent written and verbal communication skills (ability to speak Chinese is essential)
  • Possess strong drafting and negotiation skills

Technical Skills

  • Compliance
  • Costing
  • Litigation
  • Marketing
  • Negotiation
  • Product Development
  • Sales
  • Wealth Management