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HK GCB Senior Risk Manager

Lead (more than 10 years)


Technical Skills

  • Analytics
  • Business Strategy
  • Compliance
  • Credit Analysis
  • CRM
  • Microsoft Excel
  • Microsoft Powerpoint
  • Microsoft Word
  • Portfolio Management
  • Product Development
  • Quality Assurance
  • Risk Management
  • SAS (Statistical Software)
  • Team Management
  • Training

Job Description

HK GCB Senior Risk Manager

Location: APAC-HKG-Hong Kong-Hong Kong

  • Report directly to the Head of Unsecured Lending Risk and manage a team of credit analysts to closely monitor portfolios performance and implement actions to optimize risk-reward outcome
  • Validate and refine the Risk Appetite Framework (RAF), and assure acquisition and portfolio management strategy are well defined and focused in line with Business Strategy and RAF
  • Develop, monitor and optimize utilization of various credit decision tools such as Credit Scorecards, Segmentation Models, Credit Bureau, Decision Engine etc. for credit assessment, portfolio actions and safeguard portfolio quality to optimize risk and reward trade-off per RAF and corporate hurdles
  • Riding on advanced risk analytics to manage and optimize end-to-end consumer credit cycle including product development, policy formulation and implementation, account management
  • Closely monitor economic & social environmental factors that have would impact to portfolio credit performance and develop proactive mitigation actions
  • Ensure all credit processes are in compliance with company policies and requirements set out by the local as well as lead regulator through effective execution of control programs such as self-assessment, Quality Assurance Framework (QAF), Manger and Control Awareness process
  • Coordinate with Credit Bureau to oversee and manage the end-to-end bureau process such as data contribution, regular bureau scrub, data integrity check, validation on effectiveness of bureau attributes and scores
  • Collaborate with other functions such as Product, Credit operations, Technology etc. to drive various business initiatives and proper execution on risk control and portfolio actions
  • Build and maintain high level of engagement in the unsecured portfolio risk team. Identify, train and develop high potential staffs to build bench-strength


  • Bachelor or Post-graduate degree in Business or other related quantitative disciplines
  • Minimum 10 years of portfolio risk management experience in unsecured lending products with proven track record in team management
  • Experience in credit scorecard and decision engine management
  • Self-initiative, good communication, interpersonal skills and ability to motivate others, strong sense of compliance awareness 
  • Highly analytics and ability to proactively manage evolving challenges is a must
  • Sound knowledge in MS word / Excel / Power Point, SAS programming is a basic
Employment TypeFull-time
Career LevelLead (more than 10 years)
Education LevelBachelor
CitibankFinancial Services, Retail and Commercial Banking

50/F, Champion Tower 3 Garden Road Central, Hong Kong

directions_walk12 mins walk from Admiralty Station