HK - GCB - Senior Risk Analyst (Personal Loan)

Intermediate (3-6 years)

Technical Skills

  • Audit
  • Compliance
  • Data Mining
  • Forecasting
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Powerpoint
  • Microsoft Word
  • Quality Assurance
  • Regulatory Reporting
  • SAS (Statistical Software)
  • Stress testing

Job Description

HK - GCB - Senior Risk Analyst (Personal Loan)

Location: APAC-HKG-Hong Kong-Hong Kong

    • Report to the Unsecured Personal Loans Risk Manager to monitor and manage Personal Loans acquisition/ portfolios performance
    • Participate in various business, risk & system projects with close collaboration with other functions such as Product, Credit operations, Technology, etc.
    • Monitor acquisition/ portfolio quality & support regulatory reporting with key commentary on portfolio trend highlights / key initiatives
    • Perform regular monitoring & validation on the performance of credit scorecards & bureau segmentation models.  Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track & perform effectiveness of the actions
    • Perform control programs and UAT system testing to ensure relevant credit processes are in compliance with policy, regulatory and group requirements


    • Bachelor or post-graduate degree in Business or other related quantitative disciplines
    • Minimum 4-5 years of risk management experience in Unsecured Lending Products
    • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
    • Highly numerate with sound knowledge in SAS programming, data mining and MS word / excel / access / powerpoint
Employment TypeFull-time
Career LevelIntermediate (3-6 years)
Education LevelBachelor to Master
CitibankFinancial Services, Retail and Commercial Banking

50/F, Champion Tower 3 Garden Road Central, Hong Kong

directions_walk12 mins walk from Admiralty Station