HK - GCB - Risk Manager (Personal Loan Risk)

Intermediate (3-6 years)


Technical Skills

  • Analytics
  • Compliance
  • Data Mining
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Powerpoint
  • Microsoft Word
  • Portfolio Management
  • Regulatory Reporting
  • Risk Management
  • SAS (Statistical Software)

Job Description

HK - GCB - Risk Manager (Personal Loan Risk)

Location: APAC-HKG-Hong Kong-Hong Kong

  • Report to the Unsecured Personal Loans Risk Manager to monitor and manage Personal Loans acquisition/portfolios performance aligning to the risk appetite
  • Lead various business, risk and system projects with close collaboration with other functions such as Product, Credit operations, Technology, etc.
  • Monitor acquisition/portfolio quality and support regulatory reporting with key commentary on portfolio trend highlights/key initiatives
  • Perform regular monitoring and validation on the performance of credit scorecards and bureau segmentation models. Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track and perform effectiveness of the actions
  • Perform control programs and UAT system testing to ensure relevant credit processes are in compliance with policy, regulatory and group requirements


  • Bachelor or post-graduate degree in Business or other related quantitative disciplines
  • Minimum 5-6 years of risk management experience in Unsecured Lending Products
  • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
  • Highly numerate with sound knowledge in SAS programming, data mining and MS word/excel/access/powerpoint
Employment TypeFull-time
Career LevelIntermediate (3-6 years)
Education LevelBachelor
CitibankFinancial Services, Retail and Commercial Banking

50/F, Champion Tower 3 Garden Road Central, Hong Kong

directions_walk12 mins walk from Admiralty Station