HK - GCB - Risk Analyst (Unsecured Leanding - Personal Loans)



Technical Skills

  • Analytics
  • Compliance
  • Data Mining
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Powerpoint
  • Microsoft Word
  • Portfolio Management
  • Regulatory Reporting
  • Risk Management
  • SAS (Statistical Software)

Job Description

HK - GCB - Risk Analyst (Unsecured Leanding - Personal Loans)

Location: APAC-HKG-Hong Kong-Hong Kong

  • Report to the Unsecured Personal Loans Risk Manager to monitor and manage Personal Loans acquisition/ portfolios performance
  • Prepare regular acquisition/ portfolio quality review MIS & critical regulatory reporting with key commentary on portfolio trend highlights / key initiatives
  • Perform regular monitoring & validation on the performance of credit scorecards & bureau segmentation models.  Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track & perform effectiveness of the actions
  • Perform control programs and UAT system testing to ensure relevant credit processes are in compliance with regulatory and group requirements
  • Participate in various business, risk & system projects with close collaboration with other functions such as Product, Credit operations, Technology, etc.


  • Bachelor or post-graduate degree in Business or other related quantitative disciplines
  • Minimum 1-2 years of risk management experience in Unsecured Lending Products
  • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
  • Highly numerate with sound knowledge in SAS programming, data mining and MS word / excel / access / powerpoint
Employment TypeFull-time
Education LevelBachelor
CitibankFinancial Services, Retail and Commercial Banking

50/F, Champion Tower 3 Garden Road Central, Hong Kong

directions_walk12 mins walk from Admiralty Station