HK - GCB - Risk Analyst (Card Risk)


Technical Skills

  • Compliance
  • CRM
  • Data Mining
  • Microsoft Access
  • Microsoft Excel
  • Microsoft Powerpoint
  • Microsoft Word
  • Portfolio Management
  • Regulatory Reporting
  • Risk Management
  • SAS (Statistical Software)
  • Stress testing

Job Description

HK - GCB - Risk Analyst (Card Risk)

Location: APAC-HKG-Hong Kong-Hong Kong

  • Report to the Unsecured Portfolio Risk Manager to monitor and manage Unsecured portfolios performance, namely Credit Card and Personal Loans
  • Formulate and execute account management policies processes such as credit line changes, renewal, authorization, early warning alerts, stress test, early collection, etc.
  • Prepare regular portfolio quality review MIS and critical regulatory reporting with key commentary on portfolio trend highlights/key initiatives
  • Perform regular monitoring and validation on the performance of credit scorecards and bureau segmentation models
  • Formulate analytics - based portfolio management strategy to optimize risk-reward trade-off, track and perform effectiveness of the actions
  • Perform control programs to ensure relevant credit processes are in compliance with regulatory and group requirements
  • Participate in various business, risk and system projects with close collaboration with other functions such as Product, Credit operations, Technology, etc.


  • Bachelor or post-graduate degree in Business or other related quantitative disciplines
  • Minimum 1-2 years of portfolio risk management experience in Cards and Unsecured Lending Products
  • Experience in credit scorecard and decision engine management
  • Highly numerate, good communication, interpersonal skills and ability to motivate others with leadership potential
  • Highly numerate with sound knowledge in SAS programming, data mining and MS Word/Excel/Access/Power)Point


Employment TypeFull-time
Education LevelBachelor to Master
CitibankFinancial Services, Retail and Commercial Banking

50/F, Champion Tower 3 Garden Road Central, Hong Kong

directions_walk12 mins walk from Admiralty Station