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HK - GCB O&T - Credit Initiation Manager (Team Supervisor)


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HK - GCB O&T - Credit Initiation Manager (Team Supervisor)

Senior (6-10 years)


Technical Skills

  • Accountancy
  • Compliance
  • Costing
  • Credit Analysis
  • Credit Risk
  • Financial Analysis
  • Microsoft Excel
  • Project Management
  • Quality Assurance
  • Risk Management
  • Staff Management
  • Team Management

Job Description

HK - GCB O&T - Credit Initiation Manager (Team Supervisor)

Location: APAC-HKG-Hong Kong-Hong Kong

  • Manage and supervise one Application Processing Team and assist Credit Initiation Head to manage Projects and team deliverables 
  • Manage and monitor the end-to-end processing of Unsecured Products, including but not limited to new application, credit line changes, annual renewal, account credit maintenance request to achieve service / productivity standards  and ensure work quality and take appropriate action to optimize risk-reward outcome
  • Monitor and ensure all credit processes are in compliance with credit policies and operating procedures and adherence to both regulatory and Citicorp compliance requirements through effective execution of control program such as self-assessment, day 2 review, quality assurance framework etc.; report to Department Head for any control processing deficiencies issues
  • Review and identify opportunities to eliminate, automate or improve the workflow and process for productivity gain, cost efficiency and service improvement
  • Collaborate with country counterparts, such as Products, Risk Management, Technology, other operation units to drive applications processing and approval, other account maintenance request, post approval processes
  • Provide ongoing feedback and coaching to manage staff performance
  • Perform credit analysis during credit assessment and exercise sound credit judgement in evaluating Asset Products applications and account maintenance requests in compliance with the established guidelines / policies to maintain a balance between risk and reward


  • BS/BA degree or equivalent
  • Minimum 6 years relevant working experience with people management experience for Unsecured Products applications
  • Good accounting and financial analysis skills
  • Strong sense of compliance awareness
  • Proven credit analysis experience gained from a financial institution with in depth knowledge and structured credit
  • Proficient in Microsoft Excel and excellent skills in financial and credit risk analysis
  • Self-initiative and able to work independently and under pressure
  • Willing to work overtime
  • Possess decision making and problem solving techniques
  • Good communication skills.  Good command of both spoken and written English and Chinese
  • Team player with strong interpersonal skills
Employment TypeFull-time
Career LevelSenior (6-10 years)
Education LevelBachelor
LanguageEnglish, Cantonese
CitibankFinancial Services, Retail and Commercial Banking

50/F, Champion Tower 3 Garden Road Central, Hong Kong

directions_walk12 mins walk from Admiralty Station