Lead a team to drive various business initiatives;
Review and approve SMEs and corporate credit applications with the designated credit authority and perform credit analysis and provide support for higher level approvals;
Provide advice to business units in structuring complex transactions and preparing credit proposals;
Formulate and fine-tune credit policies on CDD, assessments, credit post/approval control;
Identify gaps for enhancements to strengthen approval process and provide better service delivery and turnaround time; and
Be an industry expert on an assigned industry to provide the bank regular updates.
University graduate in Finance, Accounting and Business Administration or related disciplines;
With minimum 8-10 years’ experience of corporate/commercial banking experiences in credit and/or relationship management;
Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products;
Good understanding in key market and industry dynamics and familiar with the accounting and legal framework of Hong Kong and China;
Able to take initiative in improving approval process and service delivery; and
Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua.