Chong Hing Bank

Section Head (Ref: CCED-SH-E)

Chong Hing Bank
Full Time
Senior (6-10 years)
English, Cantonese, Mandarin (Putonghua)

Job Description

Section Head (Ref: CCED-SH-E)

  • Lead a team to drive various business initiatives;
  • Review and approve SMEs and corporate credit applications with the designated credit authority and perform credit analysis and provide support for higher level approvals;
  • Provide advice to business units in structuring complex transactions and preparing credit proposals;
  • Formulate and fine-tune credit policies on CDD, assessments, credit post/approval control;
  • Identify gaps for enhancements to strengthen approval process and provide better service delivery and turnaround time; and
  • Be an industry expert on an assigned industry to provide the bank regular updates.
  • University graduate in Finance, Accounting and Business Administration or related disciplines;
  • With minimum 8-10 years’ experience of corporate/commercial banking experiences in credit and/or relationship management;
  • Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products;
  • Good understanding in key market and industry dynamics and familiar with the accounting and legal framework of Hong Kong and China;
  • Able to take initiative in improving approval process and service delivery; and
  • Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua.

Technical Skills

  • Accountancy
  • Commodities
  • Credit Analysis
  • Customer Due Diligence
  • Relationship Management
  • Trade Finance