Lead a team to drive various business initiatives;
Review and approve SMEs and corporate credit applications with the designated credit authority and perform credit analysis and provide support for higher level approvals;
Provide advice to business units in structuring complex transactions and preparing credit proposals;
Formulate and fine-tune credit policies on CDD, assessments, credit post/approval control;
Identify gaps for enhancements to strengthen approval process and provide better service delivery and turnaround time; and
Be an industry expert on an assigned industry to provide the bank regular updates.
University graduate in Finance, Accounting and Business Administration or related disciplines;
With minimum 8-10 years’ experience of corporate/commercial banking experiences in credit and/or relationship management;
Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products;
Good understanding in key market and industry dynamics and familiar with the accounting and legal framework of Hong Kong and China;
Able to take initiative in improving approval process and service delivery; and
Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua.
Chong Hing Bank, founded in 1948, became a public listed company in 1994. “CHB offers a wide range of retail and wholesale financial banking products which include HKD & foreign currency deposits, remittances, safe deposit boxes, credit cards, mortgages, wealth management, Capital Investment Entrant Scheme, mandatory provident fund service, trade finance, corporate banking and syndicated loans.”
Chong Hing Bank Centre, 24 Des Voeux Rd Central, Central