Head of Commercial Credit Department

Lead (more than 10 years)


Technical Skills

  • Credit Risk
  • Negotiation

Job Description

Head of Commercial Credit Department

  • Lead 3-4 team of about 12-15 credit approvers to review and approve credit proposals of small and medium enterprises and middle market enterprises in accordance with the bank's credit standards
  • Work with Senior Executive Approvers, Chief Risk Officer and Head of Credit Risk Division on approvals of large corporate and complex credit applications
  • Review and implement credit policy and HKMA and other regulatory requirements
  • Work with credit teams in Mainland China for cross-border credit applications
  • Ensure early warning process is effectively in place
  • Collaborate with business functions and operational units in formulating new business initiatives and products
  • Manage special portfolio reviews and other ad hoc projects
  • University graduate, preferably with a Master’s degree in business related discipline
  • Minimum 15 years of experience in Hong Kong's corporate and commercial banking, with at least last 7 years in a senior approval roles for Hong Kong corporates and have individual approval authority for more than 5 years
  • Thorough knowledge of credit environment and market practices in Hong Kong and Mainland China, and understanding of commercial and corporate banking credit products, risk mitigation techniques and related regulatory requirements.
  • Strong communication and interpersonal skills, able to liaise and negotiate appropriate credit solutions with business units.
  • Prior client facing experiences such as client credit visits preferred
Employment TypeFull-time
Career LevelLead (more than 10 years)
Education LevelBachelor
Chong Hing BankFinancial Services, Retail and Commercial Banking

Chong Hing Bank Centre, 24 Des Voeux Rd Central, Central

directions_walk3 mins walk from Central Station