Credit Approver

Full-time

Posted 

Technical Skills

  • Accountancy
  • Commodities
  • Credit Analysis
  • Economics
  • Relationship Management
  • Risk Management
  • Trade Finance

Job Description

Credit Approver

    Responsibilities:
  • Verify/check the SMEs and corporate credit applications or review/approve with the designated credit authority and perform credit analysis and provide support for higher level approvals
  • Identify and highlight exceptions against the Bank’s Lending Policy and standard terms and conditions being offered to borrowing clients
  • Provide recommendations to senior management when higher level of approval authority is required
  • Provide advice to business units in structuring complex transactions and preparing credit proposals
  • Be an industry expert on an assigned industry to provide the bank regular updates
    Requirements:
  • University graduate in Finance, Economics, Risk Management or related disciplines
  • Solid experience of corporate/commercial/SME banking experiences in credit and/or relationship management
  • Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products
  • With in-depth knowledge of accounting principles, financial statement analysis and credit administration
  • Good understanding in key market and industry dynamics
  • Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua
  • CFA, Accountant, FRM is a plus
Employment TypeFull-time
Education LevelBachelor
QualificationCertified Financial Risk Manager (FRM)
LanguageEnglish, Cantonese, Mandarin (Putonghua)
Chong Hing BankFinancial Services, Retail and Commercial Banking

Chong Hing Bank Centre, 24 Des Voeux Rd Central, Central

directions_walk3 mins walk from Central Station