Verify/check the SMEs and corporate credit applications or review/approve with the designated credit authority and perform credit analysis and provide support for higher level approvals;
Identify and highlight exceptions against the Bank’s Lending Policy and standard terms and conditions being offered to borrowing clients;
Provide recommendations to senior management when higher level of approval authority is required;
Provide advice to business units in structuring complex transactions and preparing credit proposals;
Be an industry expert on an assigned industry to provide the bank regular updates.
University graduate in Finance, Accounting and Business Administration or related disciplines;
6 years’ experience of corporate/commercial banking experiences in credit and/or relationship management;
Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products;
With in-depth knowledge of accounting principles, financial statement analysis and credit administration;
Good understanding in key market and industry dynamics; and
Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua.
Chong Hing Bank, founded in 1948, became a public listed company in 1994. “CHB offers a wide range of retail and wholesale financial banking products which include HKD & foreign currency deposits, remittances, safe deposit boxes, credit cards, mortgages, wealth management, Capital Investment Entrant Scheme, mandatory provident fund service, trade finance, corporate banking and syndicated loans.”
Chong Hing Bank Centre, 24 Des Voeux Rd Central, Central