Chong Hing Bank

Assistant Credit Approval Manager (Ref: CCED-AM-E)

Chong Hing Bank
Full Time
Senior (6-10 years)
English, Cantonese, Mandarin (Putonghua)

Job Description

Assistant Credit Approval Manager (Ref: CCED-AM-E)

  • Verify/check the SMEs and corporate credit applications or review/approve with the designated credit authority and perform credit analysis and provide support for higher level approvals;
  • Identify and highlight exceptions against the Bank’s Lending Policy and standard terms and conditions being offered to borrowing clients;
  • Provide recommendations to senior management when higher level of approval authority is required;
  • Provide advice to business units in structuring complex transactions and preparing credit proposals;
  • Be an industry expert on an assigned industry to provide the bank regular updates.
  • University graduate in Finance, Accounting and Business Administration or related disciplines;
  • 6 years’ experience of corporate/commercial banking experiences in credit and/or relationship management;
  • Sound knowledge in various corporate lending products such as trade finance, commodity trade, bilateral facilities, term lending, commercial real estate finance, syndicated loans and global markets products;
  • With in-depth knowledge of accounting principles, financial statement analysis and credit administration;
  • Good understanding in key market and industry dynamics; and
  • Strong analytical, communication and interpersonal skills with good command of both spoken and written English and Chinese including Putonghua.

Technical Skills

  • Accountancy
  • Commodities
  • Credit Analysis
  • Relationship Management
  • Trade Finance