Retail Credit Manager (Credit Policy)

Intermediate (3-6 years)


Technical Skills

  • Credit Analysis
  • Credit Risk
  • SAS (Statistical Software)

Job Description

Retail Credit Manager (Credit Policy)

Location: Hong Kong

· Responsible for executing all-rounded policy duties of various products in unsecured lending.
· Manage and monitor the Card and loan portfolio to ensure asset quality.
· Provide recommendation to senior executive regarding policy strategy effectiveness for various portfolios.
· To prepare regular or ad hoc reports with regard to the lending portfolio and credit compliance.
· Keep abreast of the prevailing market conditions, bank policies or guidelines and regulatory requirements of credit risk management  and ensure compliance thereof.
· Liaise with various parties to consider various risks in product / project development processes.
· Performs other duties as assigned. 

· University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
· Professional qualification such as ACCA, FRM, CFA will be desirable.
· At least 5 years’ experience in credit analysis, preferably with retail credit policy formulation experience.
· Sound knowledge of all aspects of credit industry.
· Good credit sense / credit judgment with strong communication and interpersonal skills.
· Good command of both verbal and written English and Chinese, with fluency in Putonghua an advantage.
· Good knowledge of SAS Programming and Microsoft Office.

Employment TypeFull-time
Career LevelIntermediate (3-6 years)
Education LevelBachelor
QualificationCertified Financial Risk Manager (FRM), CFA Level III / CFA Charterholder, Chartered Certified Accountant (ACCA)
LanguageEnglish, Cantonese
Bank of ChinaInvestment Banking and Brokerage

24/F Bank of China Tower 1 Garden Road Hong Kong

directions_walk10 mins walk from Admiralty Station