Personal Banking Business Officer (Credit approval)

Full-time

Technical Skills

  • Accountancy
  • Compliance
  • Economics
  • Product Management
  • Risk Management
  • Training
  • Underwriting

Job Description

Personal Banking Business Officer (Credit approval)

Location: Hong Kong

Responsibilities

  • Perform quality check to ensure Retail segment loan approval is in compliance with the Bank's credit policies and guidelines.
  • Formulate and review Retail segment loan underwriting standards regularly or on an ad hoc basis.
  • Provide recommendation to senior executive for any potential problems & risks adhere to existing operation work flow and policies.
  • Assist in developing and implementing credit strategies in support of the business.
  • Manage and monitor the loan portfolio to ensure asset quality
  • Assist senior executive or product manager to develop credit related projects, products, program as well as other administration issues.
  • Liaise and communicate with frontline, compliance unit and risk management department to facilitate the credit process workflow related to approval and compliance issues
  • Improve risk management knowledge within department by providing training and consultancy support

Requirements:

  • University Degree with major in Business Administration, Finance, Accounting, Economics or related disciplines.
  • Good credit sense / credit judgment with strong communication and interpersonal skills
  • Proficiency in both spoken & written English and Chinese including Putonghua.
  • Good knowledge of Microsoft Office
Employment TypeFull-time
Education LevelBachelor
LanguageEnglish, Cantonese, Mandarin (Putonghua)
Bank of ChinaInvestment Banking and Brokerage

24/F Bank of China Tower 1 Garden Road Hong Kong

directions_walk10 mins walk from Admiralty Station