Regional Manager, Retail Health Underwriter, Regional Health & Protection, AXA Asia

Full Time
Senior (6-10 years)

Job Description

Regional Manager, Retail Health Underwriter, Regional Health & Protection, AXA Asia

Location: Hong Kong

Key Accountabilities:

  • Monitor and review the retail health underwriting practices of the countries/entities to ensure delivery, adherence & optimization (work with regional operations in this regard) including support on large cases beyond the local UW authority
  • Create underwriting practices which demonstrate improved risk selection results in Retail health UW guidelines
  • Contribute product/ proposition ideas linked to retail health underwriting to drive top-line growth and protect the bottom line
  • Review and revise retail health underwriting guidelines and communicate back to entities
  • Liaise with regional & local operations and technical teams for health UW strategy and initiatives relevant to each entity. Adopt and tailor frameworks &/ maturity models for retail health UW
  • Develop and implement retail health UW KPI’s (technical and operational) and standards and conduct regular experience reviews in consultation with claims and risk teams
  • Lead technical aspects of retail health product development together with Regional Marketing, Distribution, IT, Project Management, and Health Heads
  • Provide training frameworks for internal departments and entities for retail health underwriting
  • Provide guidance on retail health product strategy and portfolio optimization through ad-hoc portfolio monitoring along with actuaries
  • Support on claims case assessment to entities as an when necessary


Qualifications, Skills and Experience

  • Educated to at least degree level proven relevant experience with direct insurance/ reinsurance companies in Asia (Medical Degree is added advantage)
  • Minimum 8 years industry underwriting/claims experience. Retail health underwriting experience is an asset
  • Strong data and analytical skills and demonstrated proficiency in managing/ reporting portfolio performance, risk analysis, etc.
  • Ability to participate in projects in concert with other departmental individuals
  • Ability to interpret EKGs, medical reports
  • Knowledge of legal / regulatory requirement in underwriting/health sector
  • Experience coaching and reviewing cases for less experienced team members is an asset
  • Professional presentation, excellent communication and influencing skills
  • Self-starter with a drive to succeed is a must

Technical Skills

  • Claims
  • Marketing
  • Product Development
  • Risk Analysis
  • Training
  • Underwriting
  • underwriting support
  • Valuation